2027 Health FSA contribution limit

The annual employee salary-reduction limit for a health flexible spending arrangement.

Projected

Primary reference value

$3,500
+$1002.9% increase from 2026
Health FSA contribution limit for 2027
ParameterAmount
Employee contribution$3,500
Maximum optional carryover$700
Announced
Not recorded; see primary document
Effective
2027-01-01 to 2027-12-31
Next usual release
October–November

Planning projection; official publication takes priority. Latest revised CPI can differ from the vintage used by the IRS.

Who this applies to.

A plan may allow a carryover up to the published amount or a grace period. It need not offer either; unused amounts may be forfeited.

Published by IRS. The table uses projected tax year dates. Check the source for eligibility, elections and exceptions.

Use the 2027 number.

A numerical comparison does not establish eligibility, deductions, credit entitlement or tax liability. Read the selected number’s rules.

Health FSA contribution limit history.

Health FSA contribution limit reference value by year; equivalent values are in the history table2021202220232024202520262027$3.7k$3.3k$3.0k$2.6k
Health FSA contribution limit history
YearReference valueChangeStatus
2021$2,750—Official
2022$2,850+$100Official
2023$3,050+$200Official
2024$3,200+$150Official
2025$3,300+$100Official
2026$3,400+$100Official
2027$3,500+$100Projected

History compares the primary reference value; use each year’s full table for other filing statuses, regions or limits.

Questions about health fsa contribution limit.

What is the 2027 health fsa contribution limit?

The sourced table above shows the 2027 values. Its status is projected. The primary reference is $3,500; other statuses or categories may differ.

When will the next number be announced?

The usual publication window is October–November. This is a typical schedule, not a promised date. The calendar distinguishes published values from pending releases.

Is this official or projected?

The displayed 2027 record is projected. Official means a primary agency document or statute supports the value. A projection states its formula, inflation data and assumptions and changes when an official source becomes available.

How does it compare with last year?

The primary reference changed from $3,400 in 2026 to $3,500 in 2027. Each table should be compared using the same filing status, region and effective period.

Can I use the calculator without an account?

Yes. Submit the form to get a server-calculated estimate, including when JavaScript is off. Inputs are not stored in the application cache or sent to analytics. Result URLs include the inputs, so avoid sharing them if the figures are private.

Related numbers.