2025 Premium tax credit percentages
The applicable household-income percentages used in Marketplace premium tax credit calculations.
Primary reference value
$0| Household income as % of FPL | Initial contribution rate | Final contribution rate |
|---|---|---|
| 100% to 150% | 0.00% | 0.00% |
| 150% to 200% | 0.00% | 2.00% |
| 200% to 250% | 2.00% | 4.00% |
| 250% to 300% | 4.00% | 6.00% |
| 300% to 400% | 6.00% | 8.50% |
| 400% to above | 8.50% | 8.50% |
- Announced
- Not recorded; see primary document
- Effective
- 2025-01-01 to 2025-12-31
- Next usual release
- July–August
Who this applies to.
A benchmark Silver premium, actual enrolled premium, prior-year poverty guideline and coverage eligibility all matter. Employer coverage, Medicare and other eligibility rules may prevent a credit.
Published by IRS. The table uses tax year dates. Check the source for eligibility, elections and exceptions.
Use the 2025 number.
Assumes Marketplace eligibility, no affordable employer coverage or government minimum essential coverage, and accurate benchmark and eligible enrollment premiums. Uses the poverty guidelines in effect at the start of open enrollment, normally the prior calendar year. Immigration exceptions, employer affordability, repayment and reconciliation are not modeled. Not an eligibility determination.
Premium tax credit percentages history.
| Year | Reference value | Change | Status |
|---|---|---|---|
| 2021 | $0 | — | Official |
| 2022 | $0 | +$0 | Official |
| 2023 | $0 | +$0 | Official |
| 2024 | $0 | +$0 | Official |
| 2025 | $0 | +$0 | Official |
| 2026 | $0 | +$0 | Official |
| 2027 | $0 | +$0 | Official |
History compares the primary reference value; use each year’s full table for other filing statuses, regions or limits.
Questions about premium tax credit percentages.
What is the 2025 premium tax credit percentages?
The sourced table above shows the 2025 values. Its status is official. The primary reference is $0; other statuses or categories may differ.
When will the next number be announced?
The usual publication window is July–August. This is a typical schedule, not a promised date. The calendar distinguishes published values from pending releases.
Is this official or projected?
The displayed 2025 record is official. Official means a primary agency document or statute supports the value. A projection states its formula, inflation data and assumptions and changes when an official source becomes available.
How does it compare with last year?
The primary reference changed from $0 in 2024 to $0 in 2025. Each table should be compared using the same filing status, region and effective period.
Can I use the calculator without an account?
Yes. Submit the form to get a server-calculated estimate, including when JavaScript is off. Inputs are not stored in the application cache or sent to analytics. Result URLs include the inputs, so avoid sharing them if the figures are private.